November 2 – 16, 2026
Make the most of Lennox’s annual Open Enrollment for plan year 2027.
- Get familiar with our latest benefit offerings.
- Review your current elections and make necessary changes.
- Make sure the right people are covered in 2027.
- Confirm your home address, emergency contacts, and beneficiaries.
Your Enrollment Checklist
Open Enrollment is your annual opportunity to enroll, drop, or change your benefits coverage.
✓ Key Dates
- Submit your coverage choices in BenefitSource by 11:59pm CST on November 16, 2026.
- Plan year 2027 coverage will take effect on January 1, 2027.
✓ What’s Changing in 2027
- In 2027, Lennox will offer voluntary Hospital Indemnity Insurance through New York Life (NYL), which includes an annual $50 Wellness Benefit.
- In 2027, Onelmaging will be the primary provider of reduced cost medical imaging (radiology) services for Lennox medical plan members.
- In 2027, eligible Lennox medical plan members will have access to substance use disorders support through Carrum Health.
- Teladoc will provide Lennox medical plan members with unlimited $0 virtual visits for non/emergent medical care, primary physician care (PCP), and behavioral care.
- Flexible Spending Accounts (FSAs) will be managed through HSA Bank.
- FSAs require a new benefit election each year.
- New York Life (NYL) will serve as our new partner for these existing benefits:
- Critical Illness Insurance
- Accident Insurance
- Life and AD&D Insurance*
- Leave of Absence programs
*Evidence of Insurability (EOl) is not required in 2027. You will automatically be approved for coverage.
✓ Plan Your Benefits for 2027
- These specific benefits can only be elected during Open Enrollment.
- Medical, Dental, and/or Vision
- Health Care and/or Dependent Care FSA – requires NEW elections
- Long-Term Disability Insurance (LTD)
- Supplemental Life Insurance — Employee, Spouse, Child
- Voluntary Insurance — Accident, Critical Illness, NEW Hospital Indemnity
- Prepaid Legal Plan (LegalShield)
- Certify Working Spouse and Tobacco Use status to avoid 2027 surcharges.
- Confirm your personal information — home address, phone numbers, emergency contacts, and beneficiaries.
If you waive coverage or do not take action, most of your current 2026 elections will carry over to 2027.
- Medical members who fail to answer the required 2027 Working Spouse and Tobacco Use questions will receive the surcharge(s) in 2027.
You will continue to receive Company-paid Basic Life and AD&D Insurance, Short-Term Disability (STD), and EAP benefits with free access to Calm
✓ Use these resources to determine the right benefits for your needs.
- 2027 Lennox Non-Union Benefits Guide
- 2027 Lennox Non-Union Benefits Guide – Spanish
- 2027 Costs (Effective January 1, 2027)
✓ Enrolled in or considering the Lennox medical plan?
The Green Plan and Blue Plan may differ in their per paycheck premiums, annual deductibles, and out-of-pocket maximums, but both plans offer the same services, copays, and coinsurance, including:
- $0 preventive care (routine checkups, screenings, vaccinations)
- Freedom to see any doctor – you’ll always pay less with a UHC Choice Plus in-network provider!
- 80% coverage for in-network healthcare once the annual deductible is met.
- Prescription coverage through Optum Rx.
- Chronic disease support and extra savings on condition-specific medications.
- A variety of health and wellness programs to help you live well.
Call Quantum Health at (877) 220-2279 for help with choosing the right medical plan.
Before you choose you may want to think about the following:
- How much did you spend on health care last year? (premiums, out-of-pocket costs, etc.)
- How well did your health care budget and actual costs match?
- Who do you need to cover during the year?
- Are your current doctors in-network?
- Do you take any long-term medications and/or specialty drugs?
- Do you anticipate needing any future medical care? (specialist care, recent health diagnosis, chronic condition management, pregnancy, etc.)
You MUST upload dependent verification documents (marriage certificate, birth certificate, adoption papers) in BenefitSource within 60 days of enrolling a new dependent in Lennox health coverage.
Call (800) 284-4549 to check the status as dependent coverage will not be effective until it’s approved.
| Eligible Family Members | Required Dependent Verification Documents* |
| Legal Spouse Includes common law spouses where legal under state law * You must certify Working Spouse status |
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Dependent children (< age 26)
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| Adult Child (age 26+) Incapable of self-support due to an official hospital record of a mental or physical disability |
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✓ Required Actions to Save On Medical Costs
Green and Blue medical plan members MUST answer these questions each year in BenefitSource to avoid extra monthly surcharges in the next plan year.
A $100 monthly Working Spouse surcharge will apply if you enroll a working spouse who is offered health coverage through their employer.
If this does not apply and you wish to avoid the surcharge, answer “No” on the Working Spouse Status question in BenefitSource during Open Enrollment every year.
NOTE: If your spouse’s status changes, call (800) 284-4549 and submit a Working Spouse Affidavit.*
A $150 per person monthly Tobacco Use surcharge will apply if you and/or your covered spouse uses tobacco and enrolls in a Lennox medical plan.
If this does not apply and you wish to avoid the surcharge, answer “No” on the Tobacco Use question in BenefitSource during Open Enrollment every year.
NOTE: If your/your spouse’s status changes, call (800) 284-4549 and submit a Tobacco Use affidavit.* Quantum Health has a dedicated program in place to help you and/or your spouse quit smoking.
✓ Don’t Miss Out on Your FSA Benefits!
FSA enrollment or re-election is only available during Open Enrollment.
Don’t miss your chance to take advantage of these valuable tax-saving benefits.
Consider using a Flexible Spending Account (FSA) to save pre-tax money for eligible out-of-pocket medical, vision, dental, and/or dependent care expenses. Medical plan enrollment not required.
You can elect one or both FSAs during Open Enrollment in BenefitSource.
Health Care FSA (rollover eligible)
- 2027 Contribution Limit: $3,400 per year
Dependent Care FSA (use-it-or-lose-it)
- 2027 Contribution Limit: $7,500 per year ($3,750 if married filing separately)
If already participating and want to keep your existing FSA account active in the next plan year, you must re-elect the FSA during Open Enrollment. Funds are available in full on January 1.
NOTE: If you enrolled in plan year 2026 under Navia, your 2027 rollover FSA funds and direct deposit information will be automatically migrated when you create your online HSA Bank member account.
Ready to Enroll or Make Changes?
BenefitSource offers two convenient ways for you to enroll and manage your benefits:
- PHONE
Call (800) 284-4549 to speak 1:1 with a Lennox benefits representative
Monday – Friday, 7am – 7pm CST - ONLINE
At Work: The LIINK > PeopleSource > BenefitSourceAt Home: Lennox.bswift.com- Username: Your Employee ID Number without leading zeros (found on your paycheck)
- Password: The last four digits of your Social Security number (update after logging in)
- Elect your benefits, click “Complete Enrollment”, and save your confirmation.
Lennox 2027 Open Enrollment Presentation
Watch this on-demand video learn all about available benefits and important actions to take during enrollment.